My name is Thomas C. Phillips II. I was born in Louisville, Kentucky, and grew up in Silver Spring, Maryland. I graduated from Towson State University in 1997. I worked in TV news for two years before deciding to go into Sales. I tried selling home theater equipment, gym memberships, and more. Finally, in 2004 I discovered the wonderful world of mortgage financing, which was it for me! Aside from God and family, there is nothing more satisfying for me than helping my clients to achieve the American dream of home ownership by helping them to obtain the best loan for their situation.
When providing a mortgage for your home, my goal is to identify your needs and offer a mortgage solution that meets your specific requirements with a seamless, transparent, and stress-free process. I always tell my clients that finding a good loan officer is like finding a good mechanic to fix your car.
Once you find that person you trust will look out for your best interests and not their own pockets, you should stick with them. My goal is to earn your business by earning your trust. I want to be your mortgage consultant for life. I will help you purchase a home and refinance at the right time, and I will help you use mortgage products to increase your cash flow and build generational wealth.
So, if you are looking for a stable and dependable company to facilitate your home financing or just an honest, hardworking person to find the right loan for your unique circumstances, Thomas C. Phillips II of Client Direct Mortgage should be your first choice!
Loan Products that Meet your Moment
Tell me your goals, and I'll find the perfect loan product--I specialize in getting it done when other lenders claim it wasn't possible. Here are a couple of my latest loan programs, but guaranteed, I have a product that will help you achieve your financial goals.
bank statement loans
Loans specialized for self-employed borrowers
primary or secondary homes
Find your dream home near schools and your office
Short-term rental or a multi-unit complex across town